Stability

Financial Capabilities Programs

Assist participants to develop a comprehensive budget to understand their entire financial picture; including the cost to live month to month, to identify all income sources and debt obligations, and to develop a strategy to eliminate debts and achieve their goals.

Program Contact:

Eileen Gossen
Financial Coach/Budget Counselor
1.800.242.7334 

Counties Served:

  • Brown
  • Florence
  • Forest
  • Langlade
  • Marinette
  • Menominee
  • Oconto
  • Oneida
  • Shawano
  • Vilas

Program Description:

The Financial Capabilities Programs assist participants with a wide array of financial counseling and coaching services to develop a comprehensive budget to understand their entire financial picture. This includes the cost to live month to month, to identify all income sources and debt obligations, and to develop a strategy to eliminate debts and achieve their goals. This program works in collaboration with Newcap program participants.

Services under the Financial Capabilities Program:

  1. Budget Counseling

    Program Description:

    Do you need help to develop a budget? During your session, our Financial Coach assists clients with establish a budget, evaluate debt, set financial goals, and develop an action plan.

    Eligibility Requirements:

    Live in the Newcap service area.

  2. Mortgage & Tax Relief Counseling (HCRI)

    Program Description:

    Are you behind on your mortgage or real estate taxes? During this counseling service, our Financial Coach guides clients to get back on track if they have fallen behind with mortgage payments or taxes. Our trained counselor discusses available options for curing your delinquent home loan and create an action plan for successful homeownership.

    Eligibility Requirements:

    Live in the Newcap service area.

  3. Homebuyer Counseling

    Program Description:

    Are you thinking about buying a home? During this counseling service, our Financial Coach will sit down with you and help you determine if you are ready to buy; help calculate how much home you can afford, review your credit report with you; help you determine the right mortgage loan payments; and go over everything from pre- to post-purchase.

    Eligibility Requirements:

    Live in the Newcap service area.

    Student Loan Counseling:

    Program Description:

    Need some help understanding your student loans? During this counseling service, our Financial Coach helps clients understand the options of student loan repayment. What types of student loans do you have? Who holds the student loans?  Is consolidation of your student loans an option? Are the loans government or private?  What is the difference between them and why is it important?

    Eligibility Guidelines:

    This counseling service is open to anyone in the Newcap service area at no charge if under 200% Federal Poverty Guidelines. For clients over 200% of the Federal Poverty Guidelines, a fee of $50 will incur. Use our eligibility calculator to find out if you may be eligible for this program.

    Application Process:

    Complete intake form here:

    Intake Form

    Intake Form

    Applicant Personal Information

    Applicant Employment Status

    Co-Applicant Personal Information

    Fill out all questions if you have a co-applicant.

    Co-Applicant Employment Status

    Please fill out all fields if have a co-applicant.

    Monthly Living Expenses

    Fill out the below fields in as much detail as you are able to. If you spend nothing a month in one of the below fields, please put "0".

    Debts

Homeowner Assistance (HCRI) Program

Provides assistance to low-income individuals who are in danger of losing their home to foreclosure by helping them catch up on mortgage payments.

Program Contact:

Deb Wiesner
Vice President of Asset Development
1.800.242.7334 

Counties Served:

  • Brown
  • Florence
  • Forest
  • Langlade
  • Marinette
  • Menominee
  • Oconto
  • Oneida
  • Shawano
  • Vilas

Program Description:

The Homeowner Assistance Program (HCRI- The Housing Cost Reduction Initiative) provides assistance to low-income individuals who are in danger of losing their home to foreclosure by helping them catch up on mortgage payments and past due property taxes.

For those homeowners who do not meet the eligibility criteria, there is still assistance available in the form of budget counseling, organizing and understanding the materials associated with foreclosure, and communicating with the mortgage company to attempt to work out any possible alternatives to foreclosure.

Eligibility Guidelines:

Family income must be at or below 80% of the County Median Income to qualify for foreclosure intervention; however, budget counseling services are available to all.  The homeowner must be behind on their mortgage payments, have the ability to pay their mortgage timely during and after assistance is received; as well as receive ongoing budgeting assistance.  The home must pass a housing quality standards inspection. Use our eligibility calculator to find out if you may be eligible for this program. 

Application Process:

Applicant must call for a pre-qualification interview and fill out an application if eligible.

My Garage: A Community Project

Provides simple repairs and maintenance on cars owned by elderly, disabled or low-income residents.

Program Contact:

Peggy Zielinski
Transportation Director
1.800.242.7334 

Counties Served:

  • Marinette
  • Oconto

Program Description:

My Garage: A Community Project is a Newcap stability and self-sufficiency program, that provides simple repairs and maintenance on cars owned by elderly, disabled or low-income residents of Marinette and Oconto counties. Services include oil changes, tire rotations, fuel pump replacements and simple fixes. As the program grows, so will the services offered. The repairs will be done in Wausaukee.  

Eligibility Guidelines:  

Client must be elderly (60 years or age or older), disabled, or low income and working. For those low income and working, income must be at or below 185% of the Federal Poverty Guidelines. For those who are elderly and disabled, income must be at or below 200% of the Federal Poverty Guidelines. To find out if you are eligible, use our eligibility calculator here. The client must have the vehicle registered in their name, have proof of auto insurance and have a valid drivers license.

Application Process:

Complete an application (see below) and intake form (see below). To complete an application, please contact the program contact. Along with completed application, send documentation of auto insurance, drivers license, proof of household income and auto registration. If approved, the Program Contact will contact you about your vehicle and repairs needing to be made.

 

Section 8 Housing Choice Voucher Program

A voluntary five-year program for families with Section 8 vouchers to aid them in becoming financially independent.

Section 8 Housing Choice Voucher Program Contact:

Tina Woodworth
Housing Coordinator
1.800.242.7334

Section 8 Family Self-Sufficiency Program Contact:

Erin Evosevich
Deputy Housing Director
1.800.242.7334 

Counties Served:

  • Florence
  • Forest
  • Iron
  • Langlade
  • Oconto
  • Oneida
  • Price
  • Vilas

Program Description:

The Section 8 Housing Choice Voucher Program is a federally funded housing program that provides rental subsidies to low-income families, senior citizens, handicapped, and disabled individuals who reside in rental housing to widen housing opportunities for lower income families by assisting them in obtaining adequate (decent, safe, and sanitary) and affordable housing. This will be accomplished through the utilization of the existing housing stock and by providing rental subsidies to offset the high cost of living.

If the applicant is approved, attendance at an interview/briefing session is required. During the briefing, the tenant is issued a voucher and also given a detailed explanation of the program and their responsibilities. When a tenant has located a unit and the owner accepts the voucher, an inspection is performed to ensure the unit is decent, safe, and sanitary under the Housing Quality Standard regulations.

If the unit passes, the owner and Newcap enter into a Housing Assistance Payment Contract, stating the amount of rental assistance to be paid on behalf of the tenant. The tenant and landlord enter into a lease agreement. The first lease must be 12 months. Each participant and rental unit undergo an annual recertification process.

Section 8 Family Self-Sufficiency Program Description:

The Section 8 Family Self-Sufficiency (FSS) Program is a voluntary five-year program for families with Section 8 vouchers. The program helps families become financially independent. The main goal of the program is to help families obtain good jobs and earn enough money so they do not need public cash assistance.

Under the FSS Program, low-income families are guided to opportunities for education, job training, counseling, and other forms of social service assistance, while living in assisted housing, so that they can obtain the education, employment, and the business/social skills necessary for them to become self-sufficient. An individualized plan is developed for each family, determining their goals and what kind(s) of supportive services are needed to meet them.

The housing authority and Newcap, working with other community agencies, assist the family in getting these services. A unique feature of this program is that when a family’s earned income goes up, instead of merely reducing the amount of rent assistance they receive, an amount equal to the reduction in assistance is placed in an escrow savings account for the family. If and when the family completes the program, they receive the entire amount in this escrow account, plus interest, to use as they choose. 

Application Process:

A pre-application form is completed, and families who are deemed eligible are placed on an in-house waiting list for the next available voucher. At the time assistance is offered, the applicant is sent a Tenant Information Packet, Authorization for Release of Information Form, and a list of items to send in to verify their eligibility.

Additional Program Forms:

(print and submit to Newcap Oconto office)

Eligibility Guidelines:

Family income must be at or below 50% of the County Median Income. Use our eligibility calculator to find out if you may be eligible for this program. 

What number am I on the Section 8 waiting list?

To get this information, call toll-free 866-569-6301. You will be prompted to enter your birth date and Social Security number. You may also check online here.

Steps to Success Program

Provides individuals with the opportunity to develop new skills or update and enhance current skills while continuing to work, by attending school part-time, as well as receiving individual career plan development assistant and long-term support as individuals work toward their career goals.

Program Contact:

Deb Wiesner
Vice President of Asset Development
1.800.242.7334 

Counties Served:

  • Brown
  • Florence
  • Forest
  • Langlade
  • Marinette
  • Menominee
  • Oconto
  • Oneida
  • Shawano
  • Vilas

Program Description:

The Steps to Success Program provides individuals with the opportunity to develop new skills or update and enhance current skills while continuing to work. Individuals attend school to increase their earning potential and explore career options. Newcap will help provide individual, confidential development of a career plan, assist with job skill activities, and provide long-term emotional support as the individual works towards goals. Newcap may assist with education-related expenses (tuition, books, miscellaneous fees, etc.), reimburse for training-related transportation, and/or assist with childcare costs while attending classes.</>

Eligibility Guidelines:

Clients must be working at least 20 hours per week with income at or below 150% of the Federal Poverty Guidelines established for their household size. The education or training must increase the participants earning potential by at least $3 per hour. Use our eligibility calculator to find out if you may be eligible for this program. 

Application Process:

Fill out an online application and go through a screening process. Contact the Program Contact to set up an appointment.  Fill out Steps to Success online application here: 

Steps to Success Application

Steps to Success Application

Steps to Success Program Application

Personal Information

Family Income

Education

Career Goals

Child Care

Please fill out all questions in this section if you have children.

Transportation

Housing

Closing Questions

Signature: I certify that the information on this application is a true and complete statement of facts according to my best knowledge and belief. I further certify that I have read and understand the statements on this page and agree to them. I also understand that I may be asked to provide proof of any information give on this application form. I also understand that by signing this online application electronically that I agree to all terms.

The Van Program

A volunteer driver will drive Newcap's van and will transport riders to non-emergency medical appointments.

Program Contact:

Peggy Zielinski
Transportation Director
1.800.242.7334 

Counties Served:

  • Marinette
  • Oconto

Program Description:

A volunteer driver will drive Newcap’s van and will transport riders to non-emergency medical appointments. If there are openings and drivers available, we will transport riders to other destinations.  Riders will be charged a trip fee plus per mile rate, please contact the Mobility Manager for details. Payment will be due before the trip starts. Medical trips will be a priority. This programs target population is: Elderly, Disabled, and Low income riders. Others will be serviced as availability allows (fee’s will be slightly higher).

Eligibility Guidelines:

This program is targeting elderly, disabled and low income residents for services. Household income must be at or less 200% of the Federal Poverty Guidelines. Elderly is 60 years or older- disabled receiving SSDI, or disabled per a doctor. Use our eligibility calculator to find out if you may be eligible for this program. 

Application Process:

Potential riders will need to contact the program contact, complete a short questionnaire (over the phone).  Any rides will need to be scheduled no less then 2 business days before transport.

Weatherization Assistance Program

Provides home weatherization assistance services to low-income individuals or families homes by receiving utility assistance through the State of Wisconsin, the U.S. Department of Energy, public benefits, and WHEAP.

Program Contact:

Val Filz
Vice President of Energy Services
1.800.242.7334 

Counties and Tribes Served:

  • Brown
  • Florence
  • Forest
  • Marinette
  • Menominee
  • Mole Lake / Sokaogon / Chippewa
  • Oconto
  • Oneida
  • Oneida Nation
  • Shawano
  • Stockbridge-Munsee

Program Description:

The Weatherization Assistance Program (WAP) is administered by the Wisconsin Department of Administration, Division of Energy, Housing and Community Resources. The Wisconsin Weatherization Assistance Program is funded with a combination of state and federal funds including U.S. Department of Energy, Low Income Home Energy Assistance Program and state Public Benefits funding.  The Weatherization Assistance Program helps homeowners and renters reduce energy consumption while increasing comfort in their homes.  Weatherization improvements may also make the home’s environment healthier and safer.

Once eligibility has been established, the client will be contacted by one of Newcap’s certified Energy Auditors who will perform a comprehensive energy audit on the home to determine what energy efficiency measures can be done within the scope of the program. Upon completion of the energy audit a Weatherization crew will be scheduled to come to the home to perform the work prescribed by the audit under the careful supervision of a Field Coordinator.   Energy efficiency measures may include insulating of attics, sidewalls, and crawlspaces or basements; sealing air leaks; repair or replacing inefficient furnaces or boilers; installing energy saving products such Energy Star rated light bulbs, refrigerators and/or freezers. A sign-off of acceptable work is required from the owner or renter of the property, with quality control performed on a percentage of the completions.

Eligibility Guidelines:

Must have an annual income at or below 60% of the State Median Income Guidelines and have applied for the Wisconsin Home Energy Assistance Program (Energy Assistance). Use our eligibility calculator to find out if you may be eligible for this program. 

Application Process:

Client may fill out an online Request for Weatherization or call the Oconto office and ask for Julie Eichman, Energy Services Administrative Assistance or ask to speak with the Weatherization Department. 

If you wish to fill out an online Request for Weatherization, please do so here: 

Request for Weatherization Assistance Application

Request for Weatherization Assistance Application

Request for Weatherization Assistance

Requirements:1. Household must have applied for Energy Assistance.2. Please hat the person who applied for Energy Assistance also complete this Request for Weatherization.

WIOA Adult & Dislocated Workers Service Program

Assists individuals obtain employment or assistance with additional training to retain or advance the individual's employment opportunities.

Program Contact:

Lynn Ratzburg
Employment & Training Director
1.800.242.7334 

Counties Served:

  • Florence
  • Marinette
  • Oconto

Program Description:

The Workforce Innovation and Opportunity Act (WIOA) Program assists individuals obtain employment or assistance with additional training to retain or advance the individual’s employment opportunities. Newcap has WIOA Career Service Specialists located at the Marinette County Job Center, Oconto County Job Center and on a itinerate schedule at the Florence County Job Center.

The responsibilities of the WIOA Career Service Specialists include the following:

      • Provide WIOA and Job Center services orientations to individuals
      • Determine eligibility for individuals referred to the WIOA program
      • Review customer prerequisite for training, including career planning and labor market information
      • Provide training information, assist with training application process including financial aide
      • Create a service strategy to obtain occupational goals with assistance of WIOA services
      • Coordinate and refer to other Job Center partners or community resources for additional services as necessary
      • Provide employment search assistance upon completion of training
      • Provide support services and follow-up services

Application Process:

The application process varies based on services needed. Contact your local Job Center for additional information.

Job Centers:

  • Marinette County Job Center
    1605 University Drive, Marinette, WI 54143
    1.715.732.7840
  • Oconto County Job Center
    1201 Main Street, Oconto WI 54153
    1.920.834.4621
  • Florence County Job Center
    2030 Calvary Drive, Niagara, WI 54151
    1.715.589.1075

Work-N-Wheels Program

Provides help to income-eligible individuals with assistance in obtaining an affordable, dependable vehicle in order to get to work-related activities.

Program Contact:

Dave Leisner
Transportation Coordinator
920.591.1500 or 1.800.242.7334

Counties Served:

  • Florence
  • Forest
  • Langlade
  • Marinette
  • Menominee
  • Oconto
  • Oneida
  • Shawano
  • Vilas

Program Description:

The Work-N-Wheels Program is designed to help currently employed, income-eligible individuals with assistance in obtaining an affordable, dependable vehicle in order to get to work-related activities.  Eligible individuals may receive a no-interest loan for up to $5,000 to purchase a vehicle.  Loans are made with a maximum repayment time period of 34 months and payments of $150 per month.  A downpayment of 9%-10% is required.

Eligibility Guidelines:

Must have an annual income at or below 150% of the Federal Poverty Guidelines, actively employed and the vehicle must be required for work-related activities. Use our eligibility calculator to find out if you may be eligible for this program. 

Application Process:

Client must fill out an application and go through a screening process.