Stability

Financial Capabilities Programs

Assist participants to develop a comprehensive budget to understand their entire financial picture; including the cost to live month to month, to identify all income sources and debt obligations, and to develop a strategy to eliminate debts and achieve their goals.

Program Contact:

1-800-242-7334

 

Counties Served:

  • Brown
  • Florence
  • Forest
  • Langlade
  • Marinette
  • Menominee
  • Oconto
  • Oneida
  • Shawano
  • Vilas

Program Description:

The Financial Capabilities Programs assist participants with a wide array of financial counseling and coaching services to develop a comprehensive budget to understand their entire financial picture. This includes the cost to live month to month, to identify all income sources and debt obligations, and to develop a strategy to eliminate debts and achieve their goals. This program works in collaboration with Newcap program participants.

Services under the Financial Capabilities Program:

  1. Budget Counseling

    Program Description:

    Do you need help to develop a budget? During your session, our Financial Coach assists clients with establish a budget, evaluate debt, set financial goals, and develop an action plan.

    Eligibility Requirements:

    Live in the Newcap service area.

  2. Mortgage & Tax Relief Counseling (HCRI)

    Program Description:

    Are you behind on your mortgage or real estate taxes? During this counseling service, our Financial Coach guides clients to get back on track if they have fallen behind with mortgage payments or taxes. Our trained counselor discusses available options for curing your delinquent home loan and create an action plan for successful homeownership.

    Eligibility Requirements:

    Live in the Newcap service area.

  3. Homebuyer Counseling

    Program Description:

    Are you thinking about buying a home? During this counseling service, our Financial Coach will sit down with you and help you determine if you are ready to buy; help calculate how much home you can afford, review your credit report with you; help you determine the right mortgage loan payments; and go over everything from pre- to post-purchase.

    Eligibility Requirements:

    Live in the Newcap service area.

    Student Loan Counseling:

    Program Description:

    Need some help understanding your student loans? During this counseling service, our Financial Coach helps clients understand the options of student loan repayment. What types of student loans do you have? Who holds the student loans?  Is consolidation of your student loans an option? Are the loans government or private?  What is the difference between them and why is it important?

    Eligibility Guidelines:

    This counseling service is open to anyone in the Newcap service area at no charge if under 200% Federal Poverty Guidelines. For clients over 200% of the Federal Poverty Guidelines, a fee of $50 will incur. Use our eligibility calculator to find out if you may be eligible for this program.

    Application Process:

     

Please first fill out our intake form here.

 

 

 

Homeowner Assistance (HCRI) Program

Provides assistance to low-income individuals who are in danger of losing their home to foreclosure by helping them catch up on mortgage payments.

Program Contact:

1-800-242-7334

 

Counties Served:

  • Brown
  • Florence
  • Forest
  • Langlade
  • Marinette
  • Menominee
  • Oconto
  • Oneida
  • Shawano
  • Vilas

Program Description:

The Homeowner Assistance Program (HCRI- The Housing Cost Reduction Initiative) provides assistance to low-income individuals who are in danger of losing their home to foreclosure by helping them catch up on mortgage payments and past due property taxes.

For those homeowners who do not meet the eligibility criteria, there is still assistance available in the form of budget counseling, organizing and understanding the materials associated with foreclosure, and communicating with the mortgage company to attempt to work out any possible alternatives to foreclosure.

Eligibility Guidelines:

Family income must be at or below 80% of the County Median Income to qualify for foreclosure intervention; however, budget counseling services are available to all.  The homeowner must be behind on their mortgage payments, have the ability to pay their mortgage timely during and after assistance is received; as well as receive ongoing budgeting assistance.  The home must pass a housing quality standards inspection. Use our eligibility calculator to find out if you may be eligible for this program. 

Application Process:

Applicant must call for a pre-qualification interview and fill out an application if eligible.

Please fill out our intake form here.

My Garage: A Community Project

Provides simple repairs and maintenance on cars owned by elderly, disabled or low-income residents.

Program Contact:

1-800-242-7334

Counties Served:

  • Florence
  • Marinette
  • Oconto
  • Shawano

Program Description:

My Garage: A Community Project is a Newcap stability and self-sufficiency program, that provides simple repairs and maintenance on cars owned by low-income, working residents of Florence, Marinette, and Oconto counties. You can also qualify for this program in  Shawano county if you are a working low-income resident. Services include tire rotations, fuel pump replacements and simple fixes. As the program grows, so will the services offered. The repairs will be done in Wausaukee or Marinette.  This is a loan program and all money needs to be paid back. 

This program is funded in part by the Federal Transit Administration
(FTA) as authorized under 49 U.S.C. § 5311 Formula Grants of Other
than Urbanized Areas (5311) (CFDA 20.509)

Eligibility Guidelines:  

Client must be low income and working. For those low income and working, income must be at or below 150% of the Federal Poverty Guidelines. To find out if you are eligible, use our eligibility calculator here. The client must have the vehicle registered in their name, have proof of auto insurance and have a valid drivers license.

Please note: WETAP programs (Work N Wheels and My Garage) will no longer be available in Green Bay and the immediate surrounding municipalities.

Application Process:

Please first fill out our intake form here.

For assistance completing an application, please contact the program contact. Along with completed application, send documentation of auto insurance, drivers license, proof of household income and auto registration. If approved, the Program Contact will contact you about your vehicle and repairs needing to be made.

 

 

 

 

Steps to Success Program

Provides individuals with the opportunity to develop new skills or update and enhance current skills while continuing to work, by attending school part-time, as well as receiving individual career plan development assistant and long-term support as individuals work toward their career goals.

Program Contact:

1-800-242-7334

 

Counties Served:

  • Brown
  • Florence
  • Forest
  • Langlade
  • Marinette
  • Menominee
  • Oconto
  • Oneida
  • Shawano
  • Vilas

Program Description:

The Steps to Success Program provides individuals with the opportunity to develop new skills or update and enhance current skills while continuing to work. Individuals attend school to increase their earning potential and explore career options. Newcap will help provide individual, confidential development of a career plan, assist with job skill activities, and provide long-term emotional support as the individual works towards goals. Newcap may assist with education-related expenses (tuition, books, miscellaneous fees, etc.), reimburse for training-related transportation, and/or assist with childcare costs while attending classes.</>

Eligibility Guidelines:

Clients must be working at least 20 hours per week with income at or below 150% of the Federal Poverty Guidelines established for their household size. The education or training must increase the participants earning potential by at least $3 per hour. Use our eligibility calculator to find out if you may be eligible for this program. 

Application Process:

Please first fill out our intake form here.

 

 

Weatherization Assistance Program

Provides home weatherization assistance services to low-income individuals or families homes by receiving utility assistance through the State of Wisconsin, the U.S. Department of Energy, public benefits, and WHEAP.

Program Contact:

Val Filz
Vice President of Energy Services
1.800.242.7334 

Counties and Tribes Served:

  • Brown
  • Florence
  • Forest
  • Marinette
  • Menominee
  • Mole Lake / Sokaogon / Chippewa
  • Oconto
  • Oneida Nation
  • Shawano
  • Stockbridge-Munsee

Program Description:

The Weatherization Assistance Program (WAP) is administered by the Wisconsin Department of Administration, Division of Energy, Housing and Community Resources. The Wisconsin Weatherization Assistance Program is funded with a combination of state and federal funds including U.S. Department of Energy, Low Income Home Energy Assistance Program and state Public Benefits funding.  The Weatherization Assistance Program helps homeowners and renters reduce energy consumption while increasing comfort in their homes.  Weatherization improvements may also make the home’s environment healthier and safer.

Once eligibility has been established, the client will be contacted by one of Newcap’s certified Energy Auditors who will perform a comprehensive energy audit on the home to determine what energy efficiency measures can be done within the scope of the program. Upon completion of the energy audit a Weatherization crew will be scheduled to come to the home to perform the work prescribed by the audit under the careful supervision of a Field Coordinator.   Energy efficiency measures may include insulating of attics, sidewalls, and crawlspaces or basements; sealing air leaks; repair or replacing inefficient furnaces or boilers; installing energy saving products such Energy Star rated light bulbs, refrigerators and/or freezers. A sign-off of acceptable work is required from the owner or renter of the property, with quality control performed on a percentage of the completions.

Eligibility Guidelines:

Must have an annual income at or below 60% of the State Median Income Guidelines and have applied for the Wisconsin Home Energy Assistance Program (Energy Assistance). Use our eligibility calculator to find out if you may be eligible for this program. 

Application Process:

Please first fill out our intake form here.

Client may fill out an online Request for Weatherization or call the Oconto office and ask for Julie Eichman, Energy Services Administrative Assistance or ask to speak with the Weatherization Department. 

If you wish to fill out an online Request for Weatherization, please do so here: 

Request for Weatherization Assistance Application

Request for Weatherization Assistance Application

Request for Weatherization Assistance

Requirements:1. Household must have applied for Energy Assistance.2. Please hat the person who applied for Energy Assistance also complete this Request for Weatherization.

 

Work-N-Wheels Program

Provides help to income-eligible individuals with assistance in obtaining an affordable, dependable vehicle in order to get to work-related activities.

Program Contact:

1-800-242-7334

Dave Leisner
Transportation Director

Counties Served:

  • Florence
  • Forest
  • Langlade
  • Marinette
  • Menominee
  • Oconto
  • Oneida
  • Shawano
  • Vilas

Program Description:

The Work-N-Wheels Program is designed to help currently employed, income-eligible individuals with assistance in obtaining an affordable, dependable vehicle in order to get to work-related activities.  Eligible individuals may receive a no-interest loan for up to $5,000 to purchase a vehicle.  Loans are made with a maximum repayment time period of 34 months and payments of $150 per month.  A downpayment of 9%-10% is required.

This program is funded in part by the Federal Transit Administration
(FTA) as authorized under 49 U.S.C. § 5311 Formula Grants of Other
than Urbanized Areas (5311) (CFDA 20.509)

Eligibility Guidelines:

Must have an annual income at or below 150% of the Federal Poverty Guidelines, actively employed and the vehicle must be required for work-related activities. Use our eligibility calculator to find out if you may be eligible for this program. 

Application Process:

Please note: WETAP programs (Work N Wheels and My Garage) will no longer be available in Green Bay and the immediate surrounding municipalities.

Please first fill out our intake form here.

 

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